Headquartered in Riyadh and listed on the Saudi Exchange, Bank Albilad provides shariah-compliant products and services to personal and corporate clients and micro, small and medium-sized enterprises. Through Albilad Capital, it also undertakes investment and asset management activities. The bank also owns Enjaz Payment Services Company which undertakes payment services. The bank’s vision is to be the preferred choice of innovative Islamic banking solutions, and its mission is to leverage digital transformation, network, and human capital to deliver the highest levels of customer experience and competitive value propositions in the best interests of its clients, its employees, its shareholders, and the communities it serves.

The bank comprises three main divisions, Corporate Banking focuses on financing corporate, institutional and public sector markets, financing small and medium enterprises and financial institutions. Retail Banking focuses on providing deposits-based services, savings, remittance and exchange services, personal and mortgage financing and credit cards, while Treasury’s activities are investing in capital markets, liquidity and foreign exchange, and Treasury services.

Bank Albilad has beaten the average growth in the Kingdom’s banking industry for years measured by asset growth, as well as in terms of the increase in its deposit base. This demonstrates the Bank’s successful penetration into key segments such as personal finance, consumer finance, mortgage lending and corporate lending has been well-targeted and effective. It also evidences a strong appetite to leverage the Bank’s investment capabilities and increase its market share by aligning with the evolving demands and expectations of the customers.

As one of the first banks in the Middle East to launch a digital bank account for individuals and corporates, Bank Albilad is a digital pioneer in the Kingdom. Digital transformation reduces costs, generates better margins, and increases engagement with clients to make sure they are served in a professional, personalized and prompt manner. It has received several accolades in the field of digital banking and new product development during the past couple of years. The bank sees huge opportunities in the financial services sector, driven by the ambitious goals of Saudi Vision 2030. New government projects and initiatives will stimulate demand for credit and foreign equity investments in the Kingdom, and the sector will benefit from growth in housing, entertainment, construction, and education. Supporting the government’s initiatives to increase home ownership from 50 percent to at least 70 percent and MSME contribution to GDP from 20 percent to 35 percent is a top priority.




Mr. Nasser bin Mohammed Al-Subaie is the Chairman of the Board and Chairman of the Executive Committee of Bank Albilad since 2020. Prior to that, he was a member of the Board of Directors and Executive Committee of the Bank since 2005. He is currently a member of the Board of Directors General Authority for Endowments.

Mr. Nasser is a degree holder in Business Administration from King Saud University majoring in Accountancy. With over 44 years’ experience in both public and private sectors.

Mr. Nasser specializes in Business Administration with over forty-four years of successful experience working in various fields including Banking and Finance, real estate investments and financial investments

Mr. Nasser is Currently a Board member of more than ten public and private companies and public body.